Water damage and mold help in Nueces County, TX
The county-wide picture: what FEMA rates as the outside water risks here, how the housing and climate shape damage indoors, and where the line is open.
For homeowners. You will be connected with an independent local contractor. Calls may be recorded.
Outside water risk, as FEMA rates it
FEMA’s National Risk Index compares every county in the country. Its ratings for Nueces County:
| Hazard | Rating |
|---|---|
| Hurricane | very high |
| Riverine flooding | relatively high |
| Coastal flooding | relatively moderate |
| Winter weather | relatively moderate |
In Nueces County, as anywhere, the insurance follows the cause rather than the damage: rising water and surge are flood insurance only, wind damage goes to wind coverage, and a pipe or appliance is the homeowners policy.
Nueces County is one of the 14 first-tier coastal counties where the Texas Windstorm Insurance Association writes policies. A TWIA policy covers wind and hail and, in its own words, “no other perils”: not a burst pipe, and not rising water.

Nueces County in figures
75°F
Average July dew point
Summer air outside holds more water than the air in a dry room. Airing out a wet room here makes it wetter; dehumidifiers do the drying.
1982
Median year homes were built
Many homes of this age were plumbed in the years polybutylene supply pipe was common. It can split along its length, often inside a wall.
47%
Homes built before 1980
EPA lists textured paint, patching compounds and vinyl flooring among the places asbestos turns up in older homes. Ask before anything is cut out.
40%
Households that rent
A large share. If you rent, repairs to the building are the owner’s call, and this number is not for you.
352,829
Residents
Census American Community Survey estimate.
Recent federal disaster declarations
Water-related declarations naming Nueces County since 2015, from FEMA’s records.
- May 29, 2015: Severe storms, tornadoes, straight-line winds and flooding (DR-4223), with aid for households.
- Aug 25, 2017: Hurricane Harvey (DR-4332), with aid for households.
- Jul 26, 2020: Hurricane Hanna (emergency declaration) (EM-3530).
- Feb 19, 2021: Severe winter storms (DR-4586), with aid for households.
- Jul 9, 2024: Hurricane Beryl (DR-4798).